CFR > Title 12 - Banks and Banking > CHAPTER I—COMPTROLLER OF THE CURRENCY, DEPARTMENT OF THE TREASURY > PART 27—FAIR HOUSING HOME LOAN DATA SYSTEM > 27.5—Record retention period.

27.5—Record retention period.

(a) Each bank shall retain the records required under § 27.3 for 25 months after the bank notifies an applicant of action taken on an application, or after withdrawal of an application. This requirement also applies to records of home loans which are originated by the bank and subsequently sold.
(b) The Comptroller of the Currency may, by written notice to a bank, extend the retention period.