202.3—Limited exceptions for certain classes of transactions.
(a) Public utilities credit—
(1) Definition.
Public utilities credit refers to extensions of credit that involve public utility services provided through pipe, wire, or other connected facilities, or radio or similar transmission (including extensions of such facilities), if the charges for service, delayed payment, and any discount for prompt payment are filed with or regulated by a government unit.
(2) Exceptions.
The following provisions of this regulation do not apply to public utilities credit:
(b) Securities credit—
(1) Definition.
Securities credit refers to extensions of credit subject to regulation under section 7 of the Securities Exchange Act of 1934 or extensions of credit by a broker or dealer subject to regulation as a broker or dealer under the Securities Exchange Act of 1934.
(iv)
Section 202.7(b) relating to designation of name to the extent necessary to comply with rules regarding an account in which a broker or dealer has an interest, or rules regarding the aggregation of accounts of spouses to determine controlling interests, beneficial interests, beneficial ownership, or purchase limitations and restrictions;
(v)
Section 202.7(c) relating to action concerning open-end accounts, to the extent the action taken is on the basis of a change of name or marital status;
(c) Incidental credit—
(1) Definition.
Incidental credit refers to extensions of consumer credit other than the types described in paragraphs (a) and (b) of this section:
(i)
Section 202.5(b) concerning information about the sex of an applicant, but only to the extent necessary for medical records or similar purposes;
(iv)
Section 202.5(d)(2) concerning information about income derived from alimony, child support, or separate maintenance payments;
(d) Government credit—
(1) Definition.
Government credit refers to extensions of credit made to governments or governmental subdivisions, agencies, or instrumentalities.
(2) Applicability of regulation.
Except for § 202.4(a), the general rule against discrimination on a prohibited basis, the requirements of this regulation do not apply to government credit.